A Price Tag on Climate Change By Paul Carroll Climate change will expand beyond a cause and become a calculation when we can quantify the effects and the costs of mitigating them -- which may be starting.
NFIP's Failure Fuels New Risks By Craig Poulton Congress must let the NFIP raise rates to actuarially sound levels and serve as the flood insurer of last resort.
How Insurers Can Step Up on Climate Change By Rowan Douglas With the coming UN conference on climate change, the insurance industry has a historic opportunity to take a seat at the main table.
The Cost of Uncivil Discourse By Bjoern Reusswig The successful rollout of vaccines worldwide will calm many but will not, alone, decrease the risk of civil disturbances and riots.
Geomagnetic Storm for Insurance? By Andrew Siffert A geomagnetic solar storm could create havoc; the recent freeze in the Deep South showed how disruptive a failure of the electric grid can be.
What Future Will We Choose? By Francis Bouchard The industry needs to stop wishing others could see the critical role we can play in preparing for climate change and just start playing that role.
Arrogance and Nature's Deadly Hand By Rich Sorkin Four years ago, almost no large companies were thinking about the impact of climate change on their businesses. Finally, many are.
What the Recent Deep Freeze Portends By Andrew Siffert The loss from the Arctic blast seems likely to be the largest in history, by a wide margin, because it caused a compounding event.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.