An Interview With Nick Gerhart (Part 1) By Burch LaPrade The former Iowa insurance commissioner defends and explains the state-by-state regulatory framework for U.S. insurance companies.
Talking Insurtech With Regulators By Shawn Hanson Nicholas Gregory Traps for the unwary mean that insurtech startups should engage with regulators early and often.
Why Fairness Matters in Federal Reforms By Howard Kunreuther Considering fairness in redesigning health and flood insurance programs is not merely an exercise to aid the old and needy.
Time to Revisit State-Based Regulation? By Bruce Heffner This is not a question of which oversight is more appropriate, federal or state, but whether the status quo should be allowed to continue.
Modernizing Insurance Accounting -- Finally! By Richard de Haan Instead of approaching accounting modernization as a compliance exercise, companies must see the broad range of impacts.
3rd District Upholds Validity of IMR By Richard Jacobsmeyer The ruling on independent medical review provides nuggets for challenges to the authority of the W.C.A.B. to review medical decisions.
Outlook for Taxation in Insurance By David Schenck Insurers will be asking how various tax reform proposals may affect the U.S. treatment of their operations as tax reform efforts advance in 2017.
Why to Boost Visas for Foreign Entrepreneurs By Vivek Wadhwa The U.S. can close the doors and watch competitiveness fall-- or welcome the world's best to boost innovation and create jobs.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.