Wearables: Game Changer or a Fad? By Ross Campbell Some life insurers now use data from fitness trackers to lower premiums. But does a policyholder’s number of steps really improve mortality?
What Next for GOP Healthcare Plan? By Daniel Miller Whatever GOP leaders may actually be thinking, it's clear that the time has come for bipartisan healthcare reform.
Is U.S. Healthcare Ready for 'All Payer'? By Alan Katz Given that the American Health Care Act may crash and burn, it's time to start thinking about what could come next.
The Math of Healthcare Reform By Alan Katz The American Health Care Act fails to address what should be a critical goal of any reform: making healthcare affordable.
Healthcare: Asking the Wrong Question By Joe Flower We argue about who pays: the government, your employer, you? The answer redistributes the pain--but doesn't reduce it.
What Trump Wants to Do on ACA By Alan Katz What Republicans are putting forward may bear only a passing resemblance to the reform we get at the end of a long, messy slog.
Noncompliance: a $290 Billion Problem By William Zachry Why won't patients take their meds? It's an enormous problem, and the solution--still being sorted out--is exceptionally complicated.
Proof of Value for Medical Management By Karen Wolfe In workers' comp, predictive analytics based on your historical data can measure what costs would have been without your interventions.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.