Health Insurance for Self-Employed People By Nick Soman The most successful brokers will be those who figure out how to serve the massive and growing population of self-employed workers.
Focusing Innovation on Real Impact By Roger Peverelli Reggy De Feniks The story of, and lessons from, the first fully digital life insurance company (founded way back in 2006).
HRAs in 2020: What Can We Expect? By Caitlin Bronson With the creation of an HRA in 2016 and two new HRAs on the horizon, it’s a good time to look forward to what’s in store next year.
How Startups Disrupt Health Insurance By Cedric Kovacs-Johnson Many health insurance startups are creating transparency, so transactions can resemble what we experience with other products and services.
A Scary Future for Life Insurance? By Jody Pearmain Social media, currently checked to find falsehoods in applications, could be used in ways that customers might consider far more invasive.
Pricing Right in Life Insurance By Geoffrey Keast The problem with the life insurance pricing process boils down to how intensely manual it is. Excel is great, but it isn't flexible enough.
New Efficiencies in Life Insurance By Tony Laudato A misconception is that digital distribution brings channel conflict, but that assumes the same audience is being targeted. This isn’t the case.
New Tool for Enhanced Productivity By Ronald Riewold What if new technology let employers stay within HIPAAA guidelines while helping employees achieve medication adherence?
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.