Health Insurers Must Open Up on Pricing By Dave Chase There is no bigger contributor to 20 years of wage stagnation and decline than hospital profiteering. Transparency is needed--and inevitable.
Tech for Managing Closed Blocks By Andy Logani The same old methods of managing closed blocks will lead to the same old results for life insurers. But technology has leapt ahead.
How AI Can Drive Clinical Insights By Denise Olivares Healthcare underwriting can be improved by using technology and expert analysis to enhance clinical member data.
Can AI Solve Health Insurance Fraud? By Rafael Lourenco An AI technique called group analysis, used to detect e-commerce fraud, holds great promise for catching fraud rings sooner rather than later.
Coronavirus: What Should Insurers Do? By Ross Campbell Insurers need not panic. The coronavirus pattern of broad-spectrum severity, with deaths mainly in sickly individuals, is akin to most flu outbreaks.
The True Rate of Healthcare Inflation By Chris Burand While insurance premiums soared 288% over 20 years, even as deductibles soared, the official rate of healthcare inflation was 107%. Hmm.
Selling the Urgency of Life Insurance By Michael Shaw To ensure that people have all the life insurance they need requires insurers to better express the urgency of financial safety.
2020 Outlook for U.S., Americas By Ed Majkowski Lack of trust in institutions and declining policy sales are forcing insurers to redefine their value propositions to stay relevant.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.