Emerging Technologies

Most Recent

Transform Insurance Claims and Inspections

Smart Glasses Transform Insurance Claims, Inspections

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Smart glasses are standardizing insurance inspections through real-time documentation and AI-guided workflows that improve transparency and reduce claim processing delays.

New Laws

A Hidden Issue in New AI Laws

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New transparency laws mandate AI content marking by Aug. 2 -- but don't ensure end users see those marks.

Quantum Computing

Quantum Computing for Insurance Still Years Away

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Quantum computing holds promise for complex financial modeling, but current technology is limited by noise and qubit count.

Readiness

Countdown to 'Q-Day' for Cyber Insurers

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Quantum computers threaten current encryption methods. Cyber insurers must assess clients' post-quantum cryptography readiness before "Q-Day" arrives.

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An Urgent Need for Post-Quantum Cryptography

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Organizations delaying the shift to post-quantum cryptography face major risks, as classical encryption schemes may break.

Compass on a map

Entity Resolution Transforms Risk Management

By

Marty Ellingsworth

Entity resolution and digital domain mapping bridge the physical and digital divide, transforming fragmented data into comprehensive risk intelligence.

Pile of Pill Packets

Mortality Impact of GLP-1 Drugs

By

Richard Russell

Craig Armstrong

RGA study finds incretin drugs could reduce mortality up to 8.8%, so insurers should reassess assumptions.

Domino blocks in a row and human hand trying to take one of it

Ending the Domino Effect of Claim Delays

By

Michael Vervena

Poor documentation triggers domino-effect delays in claims processing, but property capture technology offers insurers an innovative solution.

Editor's Picks

A light blue graphic with a small, transparent car atop vectors, lines, and binary

Tech Secret to a Combined Ratio Below 100%

By

Deepak Karthikeyan

While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.

A yellow sign post that shows you can either go right or left on the road, all in front of a green field and blue and cloudy sky

Insurtech Is at an Inflection Point

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Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?

An electronic city of tall buildings lit up in a bright circle against a dark blue background

'Digital Twins': The Race Is On

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The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.

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Insurance in 2030: What Does the Future Hold?

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In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.

Six Things

Generative AI's Surprises (Thus Far)

By Paul Carroll

Who would have guessed that AI would take jobs away from Kenyans ghost writing essays for cheating American college students?

Insurance Industry Faces Growing Trust Crisis

The insurance industry has always had a trust problem. What is new is the intensity — and the number of forces converging to make it harder to ignore.

1

Good Recruiting Can't Fix Broken Onboarding

Most new insurance producers fail within two years, not from poor recruiting but from inadequate onboarding and operational support.

2

How AI Search Changes Insurance Marketing

A new decision layer is forming above the traditional sales funnel. Traditional measures of effectiveness no longer matter. 

3

Why Human Audits of AI Decisions Fail

As AI scales, insurers relying on sampling to audit AI decisions may be kidding themselves.

4

Enterprise AI Adoption Will Soon Be Top-Down

Enterprise AI adoption will shift from grassroots experimentation to top-down mandates as investors demand returns on trillion-dollar infrastructure bets.

5

Ransomware Trends in 2026 for Cyber Insurers

Ransomware losses now extend beyond file encryption to stolen credentials, cloud compromise and shared dependencies that can accumulate hidden risk.

6

ITL Recommends

From reactive to proactive: How Westfield is helping homeowners prevent catastrophic losses before they occur

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Westfield

Reducing Non-Weather Water Loss with IoT

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Leakbot

Becoming a Frontier Insurer

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ITL Partner: Majesco

Frontier Insurer

The Missing Layer in Insurance AI: Why General-Purpose Models Fall Short

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ITL Partner: Zywave

Zywave

As Iran War Drags on, Concern for P&C Grows

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Insurance Thought Leadership

The Insurance Information Institute

Interview

Flood Risk Beyond Traditional Zones

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Flood risk in a changing climate: What risk managers need to know

Turning Insurance Data Into an AI Knowledge Base

By

Shanth Gopalswamy

Turning Insurance Data Into an AI Knowledge Base

Wealth Migration Reshapes Risk Map

By

William Koppelmann

Wealth Migration Reshapes Insurance Industry Risk Map