Physician Dispensing: Costs, Consequences By Mark Walls Drug prices, under physician dispensing, have come down significantly after reforms but remain much higher than at retail pharmacies.
Absence Management: Work Comp's Future? By Peter Rousmaniere As workers' comp claims dwindle, providers should offer "absence management" -- handling loss of work time for any reason, not just injury.
After a Century, Is Work Comp Obsolete? By Jeff Pettegrew With so much contention appearing in what was supposed to be a no-fault system, is it time to redesign work comp from scratch?
What to Expect on Management Liability By Laura Zaroski The market has become tough for those buying management liability insurance -- and may get even tougher.
Do You Know Who Your Best Doctors Are? By Karen Wolfe Work comp treats physicians as equals, except for cost, but there are huge differences; the data will identify the best doctors.
The Right Way to End Opioid Addiction By Mark Pew Workers' comp must face the psychosocial aspects of opioid addiction. An approach known as cognitive behavioral therapy shows promise.
Electrodiagnostics: a More Powerful FCE? By Barry Thompson Electrodiagnostics objectively determines an employee's capability before and after an injury claim, simplifying workers' comp cases.
Should Bad Faith Matter in Work Comp? By David DePaolo States are evenly split on whether to allow "bad faith" lawsuits against insurers and third-party administrators. Who's right?
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.