An Open Letter on the Oklahoma Option By Daryl Davis "The conclusion (by ProPublica and NPR) misses the mark in pinpointing why so many WC systems are broken beyond repair."
What Happens When Big Firms Opt Out? By Bill Minick A major study of Texas' "nonsubscription" altenative to workers' comp found benefits for both workers and employers.
Hidden Motives on Workers' Comp By Daryl Davis Those who invoke the grand bargain and dismiss alternatives to workers' comp somehow don't disclose their financial incentives.
What Schrodinger Says on Opt-Out By Bob Wilson Like Schrodinger's cat, claims about the Oklahoma Option need to be kept in a locked box, far from prying eyes.
A Better Reality for Injured Workers By Porter Leslie Injured workers are being stripped of their workers' comp settlement funds because they are routinely overpaying for treatment.
Commercial Insurers Face Tough Times By Joseph Calandro Francois Ramette Katie Klutts One executive said, “The odds of this long of a lucky streak [on catastrophe losses] occurring is less than 1%.”
Texas Work Comp: Rising Above Critics By Gary Thornton Critical articles tend to be an accumulation of plaintiff attorney opinions and confusion by out-of-state persons.
Texas Is NOT an Opt-Out State By Bob Wilson Texas has always been an Opt In state -- no one need buy workers' comp insurance -- but some mischaracterize Texas in pursuit of an agenda.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.