How to Assess Municipal Threats By Mark Walls Start by putting the threats on a grid, with one bar being the likelihood of the exposure and the second being the potential severity of the risk.
3 Reasons to Talk With Injured Workers By Teddy Snyder I participated in many workers' comp mediations before I became a mediator but never saw a conversation with the injured worker.
Impact on Mental Health in Work Comp By Kimberly George Mark Walls Mental health has been a taboo topic in workers' comp, but we increasingly see the need to address the topic.
'Opt Out' Will Return; Pay Attention By Bob Wilson "Opt Out" will return, faster than expected, and with an improved concept that will quickly gain traction. We need to be prepared.
Perception v. Reality on Police Brutality By Mark Walls Courts have not ruled that officers must deescalate the situation before using deadly force, but is the public demanding it?
P&C Insurers: Come Out of the Dark Ages By Tom Hammond Why can't insurers meet the speed and performance of a customer experience leader like Amazon? In a nutshell, siloed legacy systems.
WC's Version of 'Room Where It Happens' By Teddy Snyder Like Aaron Burr, injured workers want to be in the room where it happens. Instead, they are frequently shut out of discussions on claims.
How to Reinvent P&C Pricing By Donald Light The race is on to find the next insurance credit score—and the winners (if there are winners) will gain a pricing (and underwriting) edge.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.