Commercial Lines

Historical data offers outdated information. Real-time data keeps you informed of changes to a policyholder’s risk profile, letting you adjust premiums. 

Emerging trends in cyber, flood, and excess and surplus lines insurance highlight the changing risk landscape for small businesses.

Parametric reinsurance offers a new approach to managing the increasing threat of secondary perils, providing much-needed financial protection for insurers.

AI can improve loss ratios while benefiting growers, who can enjoy better risk management, more targeted interventions, and optimal use of resources.

By managing property valuations, business owners can avoid unexpected premium increases while adequately safeguarding their essential assets.

While the general outlook for the industry is positive, there are still lots of challenges to tackle, including soaring repair costs and a lack of mechanics.

By automating routine tasks, AI can free adjusters to focus on the human aspects of their work that require empathy, nuanced judgment and creative problem-solving.

For four years, the P&C market has been on a wild ride. And buckle up. A lot more ups and downs are coming.