Commercial Lines

Understanding and recognizing the importance of three basic claims practices that could result in increasing workers' compensation costs will enable the self-insured to effectively manage the Third Party Administrator to control increasing costs.

An actuary can't make external trends disappear but can help explain them to executive management and make other suggestions on finding solutions in your data.

Baseline programs such as the EFA-STM ensure that the employee and employer are protected and take the sting out of the new classification by the AMA for obesity.|

The hurdles for properly deducting premiums paid to one's own insurance company are both numerous and, to some extent, subjective.

In this article, William Zachry, the Vice President of Risk Management for Safeway Inc, shares 25 fundamental principles of the real-world workers' compensation system.

If unsure about the nature and extent of your Employment Practices Liability coverage, by all means consult with your insurance agent or broker.|

By proactively notifying an injured employee of their rights under California law and by scheduling a doctor's appointment for the injured employee when you are the first to receive of a claim, you can retain medical control with a minimum of effort, which is critical to the timely closure of any claim.

When faced with a potentially challenging renewal and one that may be impacted by the uncertainty around the potential 2014 extension of the Terrorism Risk Insurance Program Reauthorization Act, what can you do? We recommend starting the renewal process early, at least 120 days (or more) prior to the policy or program effective date.