Retirement Funding, Inequality, Insurance By Christian Hott The current low-yield environment raises questions about retirement savings and inequality. Insurance can help solve the problem.
Global Risks in 2018: What Lies Ahead? By Howard Kunreuther The environment has become a major issue, and global risks are now highly interdependent, creating the prospect of cascading problems.
Cognitive Dissonance and the CRO By Henry Essert Chief risk officers need to be able to accommodate two opposing views: the traditional approach, plus some important new tools.
Why Don't Most ERM Systems Work? By Greg Carroll "Manage" is a verb, not a noun. It is activity, not an item. But most ERM systems don’t “manage” risk; they just record it.
3 Challenges in Risk Management By Soubhagya Parija By the time companies get halfway through the implementation of a risk management framework, it has already become obsolete.
Why Risk Management Certifications Matter By Alexei Sidorenko Most certification programs are useless, because they focus on treating risk management as a stand-alone independent process.
Pulse Check: How Do You Approach Risk? By Michael Elliott One business may look for competitive advantages through bigger gambles, while another may avoid risk to the extent possible.
Insurance CROs: Shifting to Offense By Chad Runchey David Paul A survey finds insurers' chief risk officers engaged on high-priority strategic and business-driven issues.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.