Risk Management

Legacy infrastructure systems face critical tolerance thresholds as climate change and urbanization exceed original design parameters.

As geopolitical threats surge and create a "polycrisis," insurers must pivot from reactive coverage to intelligence-driven risk prevention.

Overlapping ADA and premises liability risks create coverage gaps that brokers must address with clients.

Execution-first risk management transforms commercial property protection from reactive compliance into proactive capital preservation strategies.

Increasing school cellphone bans create liability exposures that insurance professionals must help clients navigate carefully.

Healthcare insurers deploy AI to shift from reactive claims oversight to proactive risk detection.

Traditional capital modeling fails to capture fast-changing, connected risks. Innovation needs to drive toward dynamic, scenario-based approaches.

Connected warehouse technology forces insurers to abandon static risk models for dynamic, data-driven assessments.