Risk Management

Despite market volatility and regulatory changes, insurers remain optimistic and plan to increase portfolio risk in 2025.

Global civil unrest and political violence emerge as critical business risks, with protests surging worldwide.

Political violence coverage requires strategic assessment as global unrest and social media fuel unprecedented insurance losses.

Michel Léonard, the Triple-I's chief economist, remains an optimist on the U.S. economy but warns that "we're in an environment of extraordinary uncertainty."

Chief risk officers must identify emerging risks to prevent investor surprises and potential shareholder litigation.

Traditional catastrophe models fall short as climate change intensifies natural disaster risks, demanding smarter approaches to assessment.

Insurers' current approach to assessing the risk from severe convective storms is fundamentally flawed. AI allows for key, property-specific insights.

Cyber threats lead aviation's top five risks for 2025, while workforce shortages and business interruption intensify challenges.