The Myth of the Protection Gap By Paul Carroll If you look at the protection gap from the customer standpoint, there isn't a gap. We're just kidding ourselves.
What to Do When Catastrophes Go Viral By Lori Brassell-Cicchini To avoid getting left behind, companies need to prepare for how they will communicate using social media when a catastrophe strikes.
Active Shooter Scenarios By Mya Almassalha Planning for an active shooter threat has become an unfortunately necessary part of institutional safety and risk management best practices.
Insurers: the New Venture Capitalists By Russ Banham Awash in cash, P&C firms are turning to venture capitalists to find start-ups that will boost investment returns and spur innovation.
It's Time to Rethink Flood Coverage By Nick Lamparelli The floods in the Carolinas show it is time to "loosen the exclusion" on coverage. Otherwise, we'll just keep making the same mistakes.
Hurricane Joaquin: Why the Model Matters By Karen Furtado Forecasts about Hurricane Joaquin should show insurers what happens if they don't invest in analytics and keep their models up-to-date.
Why Flood Is the New Fire (Insurance) By Nick Lamparelli Ivan Maddox Because flood maps in general use are flawed, there are cherries to be picked. A mass market is now possible, too.
Home Insurers Ignore Opportunity in Flood By Nick Lamparelli Ivan Maddox U.S. inland flood insurance is an untapped market unlike any in the world -- but requires that insurers change their thinking.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.