Rising stop-loss costs and the transparency advantages of self-funded arrangements are creating a fundamental shift in how smart employers approach healthcare benefits.
Trust, not technology, blocks AI adoption as insurance underwriters hesitate to rely on automated scoring and claims managers are reluctant to influence decisions.
Rising stop-loss costs and the transparency advantages of self-funded arrangements are creating a fundamental shift in how smart employers approach healthcare benefits.
Parametric reinsurance offers a new approach to managing the increasing threat of secondary perils, providing much-needed financial protection for insurers.