Robin Luo

Robin Luo is senior vice president at Munich Re/HSB Group.

Most Recent

White Vehicle Crossing a Tunnel in a Snowstorm

IoT Sensors Transform Winter Insurance Protection

IoT sensor technology emerges as critical defense against extreme weather events, presenting a huge opportunity for insurers.

Six Things

Yellow Sun and Sky with a Thermometer Showing High Temperatures

Get Ready for a Long, Hot Summer and Fall

By Paul Carroll

What could be the strongest El Niño in 140 years may cause record temperatures and contribute to cyclones, convective storms, droughts and wildfires.

Telematics and Trust: The UBI Revolution

Adoption of auto telematics has increased 28% a year in the U.S. since 2018. Usage-based insurance is no longer a niche. It is a mainstream strategy. 

The Leadership Gap We’re Misreading

When performance outpaces achievement, high-achieving women recalibrate. That's a problem for all of us.

8 Strategic Imperatives for Life/Annuity Insurers

After years of extraordinary growth, life and annuity carriers must adapt strategies as market fundamentals shift in 2026.

Gen Z Drives Innovation in Insurtech

Gen Z is driving insurtech innovation by demanding mobile experiences, personalized pricing, and transparency in an industry traditionally resistant to change.

Turning Payments Into a Competitive Edge

Agencies transforming payment experiences from back-office plumbing into strategic touchpoints are seeing higher renewals and stronger loyalty.

AI: Insurance Fraud Wake-Up Call

“Those who seek to commit fraud are often skilled innovators – frequently one step ahead of those tasked with stopping them."

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