Erik Bahnsen

Erik Bahnsen is a senior manager, industry analyst for CCC Intelligent Solutions.

Most Recent

Tornado on Body of Water during Golden Hour

Severe Weather's Effects on Auto Claims

Here are six strategic steps carriers can take to better prepare for handling auto claims following severe weather, such as the recent Hurricane Helene.

All Articles

overhead view of a woman at a desk with a laptop and bills

Healthcare Inflation's Impact on Auto Insurers

Erik Bahnsen

Medical care inflation reacts slowly compared with food and energy, but it’s catching up and will land heavily on auto casualty billing--especially for the unprepared.

Six Things

Time for Some Pet Peeves

By Paul Carroll

Weak writing undermines the insurance industry's messages. I have suggestions.

Why Insurance Is Lagging on AI

Data fragmentation prevents most insurers from turning AI strategy into operational reality despite industry-wide ambition.

Insurance Must Improve Decision Velocity

As risks evolve faster than models predict, insurers must reprice unavoidable exposures at the speed of global change.

Long-Term Impact of Today's Oil Crisis

Even once the war in Iran ends, vehicle demand will shift toward EVs while auto insurance costs will rise sharply.

Telematics Drives Shift in Commercial Insurance

Commercial insurance is evolving from reactive risk transfer to continuous prevention through real-time telematics and behavioral data.

Insurance's Operational Debt Coming Due

Narrowing margins and regulatory pressure are forcing insurers to confront years of deferred investment in claims payment infrastructure.

Insurance Operating Model Reaches Breaking Point

Legacy systems prevent insurers from translating data-rich insights into the real-time action today's fast-moving risks demand.

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