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    The Future of Risk

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Erik Bahnsen
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Erik Bahnsen

Erik Bahnsen is a senior manager, industry analyst for CCC Intelligent Solutions.

Most Recent

Tornado on Body of Water during Golden Hour
Severe Weather's Effects on Auto Claims
By
Kyle Krumlauf
Erik Bahnsen

Here are six strategic steps carriers can take to better prepare for handling auto claims following severe weather, such as the recent Hurricane Helene. 

All Articles

overhead view of a woman at a desk with a laptop and bills
Healthcare Inflation's Impact on Auto Insurers
By
Erik Bahnsen

Medical care inflation reacts slowly compared with food and energy, but it’s catching up and will land heavily on auto casualty billing--especially for the unprepared.

Six Things

2025 calendar
Our 10 Most-Read Articles From 2025
By Paul Carroll

It was an AI kind of year. No surprise there. But there was also great interest in social inflation, drones, the Predict & Prevent model and even lessons from the NFL playoffs.

Insurers Must Rebuild Trust in 2026

As premiums surge and AI transforms operations, insurers must prioritize transparent communication to rebuild eroding customer trust.

1
Claims Processing Requires Explainable AI

Explainable AI transforms insurance claims processing by making automated decisions transparent, addressing ethics challenges in legacy systems.

2
Independent Agencies Need Real-Time Analytics

Real-time analytics help independent agencies shift from reactive problem-solving to proactive performance management and growth.

3
Why Private Flood Insurance Is Surging

Government shutdown delays and coverage caps drive homeowners toward private flood insurers, reshaping the industry landscape.

4
AI Transforms the Role of Security Teams

Security professionals must evolve into business-savvy generalists as AI agents automate specialized functions in 2026.

5
Insurers Face Cyber Talent Shortage

Cyber talent shortage leaves insurers vulnerable to the same threats they underwrite for clients.

6

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