Erik Bahnsen

Erik Bahnsen is a senior manager, industry analyst for CCC Intelligent Solutions.

Most Recent

Tornado on Body of Water during Golden Hour

Severe Weather's Effects on Auto Claims

Here are six strategic steps carriers can take to better prepare for handling auto claims following severe weather, such as the recent Hurricane Helene.

All Articles

overhead view of a woman at a desk with a laptop and bills

Healthcare Inflation's Impact on Auto Insurers

Erik Bahnsen

Medical care inflation reacts slowly compared with food and energy, but it’s catching up and will land heavily on auto casualty billing--especially for the unprepared.

Six Things

Lemonade Throws Down the Gauntlet

By Paul Carroll

The 10-year-old insurtech carrier claims it has an insurmountable lead in AI — an overly bold assertion, but one that deserves a hard look.

Coder Cannibalism

Developers who automated other industries now face AI displacement themselves, as technical certifications prove less valuable than human judgment and accountability.

5 Operational Shifts for Scaling Insurance AI

Insurance AI is shifting from the wow factor of innovation to the how factor of sustaining automation at scale.

Independent Agencies' Top Priorities for 2026

As carrier appetites shift and underwriting tightens, independent agencies turn to AI automation to streamline workflows and boost operational efficiency.

Improving Understanding of Risk Appetite

AI-driven appetite scoring can filter submissions, delivering efficiency gains in underwriting that exceed 30% across P&C lines.

Group Benefits Enters Decisive Phase

Platform consolidation among carriers usually promises modernization, but group benefits relies on "frankenstacks," so merging may deliver rigidity when adaptability matters most.

Should Brokers Trust Their Insurtech Vendors?

A study finds that two-thirds of brokers believe insurtech vendors overstate ROI promises, revealing a significant trust gap in the industry.

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