Dharam Khalsa

Dharam Khalsa is co-founder of Mirador, an assisted living platform.

Most Recent

The Future of Long-Term Care Insurance

Dharam Khalsa

How can we widen coverage and ensure more Americans enter retirement with the financial protection they need?

Six Things

The Shocking Cost of Litigation Funding

By Paul Carroll

A new analysis finds that third-party litigation funding could cost commercial insurers as much as $10 billion a year. Plus, teen drivers and the end of AOL.

The New Insurance Landscape in 2025

AI is shifting into higher gear, transforming insurers from product providers to real-time risk managers.

Lemonade's Marketing Genius

Turns out radical honesty, black-and-pink cartoons, and frictionless UX are more disruptive than massive ad spending. Lemonade made “boring” brilliant.

3 Key Steps for Climate Risks

83% of insurers view predictive analytics as "very critical" for the future of underwriting, but just 27% say they have the necessary capabilities. 

Hydrogen: Opportunities, Uses, Risks in the Energy Transition

The surge in hydrogen projects drives insurance market growth to $3 billion by 2030 amid escalating risk management challenges.

P&C Insurance Has a Payments Problem...

...and it's costing more than money. Payment systems must evolve from back-office afterthoughts into competitive differentiators.

How AI Is Reshaping Risk Management

While AI drives insurance transformation, legacy systems and talent gaps challenge insurers seeking to unlock its potential.

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Insurance Thought Leadership

Strategic Priorities 2025: A New Operating Business Foundation for the New Era of Insurance

ITL Partner: Majesco