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    The Future of Risk™

    Discover 'The Future of Risk™': Innovation, Tech, & Disruption Insights from Industry Leaders!

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Dharam Khalsa
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Dharam Khalsa

Dharam Khalsa is co-founder of Mirador, an assisted living platform.

Most Recent

Woman and Elderly Man Sitting on Bed
The Future of Long-Term Care Insurance
By
Dharam Khalsa

How can we widen coverage and ensure more Americans enter retirement with the financial protection they need?

Six Things

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College Wrestling's Lessons for AI Innovation
By Paul Carroll

The just-concluded NCAA Wrestling Championships showcased the sort of thorough competitive advantage that can come from early success with AI.

AI in Insurance in 2026: Advantages and Challenges

Artificial intelligence drives underwriting accuracy and fraud detection, yet insurers must navigate data privacy and algorithmic bias concerns.

1
Insurance Struggles With Digital Friction

Clunky insurance experiences are now a competitive liability, driving customer churn and employee turnover in equal measure.

2
Your AI Strategy Runs on Spreadsheets

As carriers accelerate AI adoption, spreadsheet usage is rising rather than declining, exposing critical gaps in governance infrastructure.

3
Insurers Must Build Unified AI Foundations

Gen AI features are proliferating across insurance operations, but isolated tools create patchwork systems that fail to scale strategically.

4
An Urgent Need for Post-Quantum Cryptography

Organizations delaying the shift to post-quantum cryptography face major risks, as classical encryption schemes may break.

5
Colorectal Cancer Challenges Life Insurers

A 30% rise in colorectal cancer among adults under 50 is forcing life insurers to rethink age-based underwriting models.

6

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