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How to Advise Clients Amid Record Storms

By

Mike Seiwert

It is crucial to work with policyholders to help them understand their unique risk exposures to storms and to help them navigate that risk.
Can Climate Tech Save Insurance?

By

Stephen Applebaum

Alan Demers

The future of the insurance industry depends on how it responds to climate change.
Enabling Faster Car Crash Response

By

Matt Clarenson

With usage-based insurance, carriers can detect accidents instantly and dispatch assistance, but many aren't taking full advantage of their programs.
Automated Underwriting: A New Era of Work

By

Marcin Nowak

The future is looking bright thanks to AI and business rules engines, which greatly reduce menial tasks and let underwriters take on more strategic issues.

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How Insurance Fraud Erodes Consumer Trust

Insurance Thought Leadership

ITL Partner: FRISS

FRISS CEO shares how integrations with other specialists enhance fraud prevention.

The Power of the ‘Longevity Economy’

Insurance Thought Leadership

Paul Carroll, editor-in-chief of Insurance Thought Leadership, recently sat down with Scott Frisch, EVP and chief operating officer at AARP, to discuss the power of what AARP has labeled the longevity economy.

Are Niches the New Mass Market?

Insurance Thought Leadership

In this Future of Risk conversation, Andrew Robinson, CEO of surging Skyward Specialty, says his thesis is simple: Rule your niche.

Invest in Automation Today, for AI Tomorrow

Insurance carriers stand on the verge of a transformative era fueled by AI's promises of personalized services, predictive analytics, and enhanced productivity, aligning with evolving customer expectations.

How to Advise Clients Amid Record Storms

Mike Seiwert

It is crucial to work with policyholders to help them understand their unique risk exposures to storms and to help them navigate that risk.

A line of windmills on a hill against a pink and orange background

Can Climate Tech Save Insurance?

Stephen Applebaum

Alan Demers

The future of the insurance industry depends on how it responds to climate change.

Automated Underwriting: A New Era of Work

Marcin Nowak

The future is looking bright thanks to AI and business rules engines, which greatly reduce menial tasks and let underwriters take on more strategic issues.

Enabling Faster Car Crash Response

Matt Clarenson

With usage-based insurance, carriers can detect accidents instantly and dispatch assistance, but many aren't taking full advantage of their programs.

Six Things

Inflation Remains Insurers' Top Concern

Paul Carroll

The International Insurance Society's annual survey found inflation is the biggest concern for executives worldwide for the third year in a row, while AI surged as a priority.

Person reading information of important document

Social Inflation: Decades of Insurance Litigation Abuse

Stephen Applebaum

Alan Demers

The insurance industry can no longer rely on current strategies and responses to this threat, nor can it continue to absorb and pass along the associated costs to policyholders. 

Lessons From COVID-19 for Life Insurers

Richard Russell

Marie-Christine Boucher

Four years on from COVID-19, life insurers have a key opportunity to assess the accuracy of their risk models and better prepare for the next global pandemic. 

Laying the Groundwork for AI

Caryn Warner

For insurers, investing in automation today is an investment in AI tomorrow. 

AI and Skills-Based Hiring

Mim Senft

Skills-based hiring and skills-based salary levels can mean better results and access to a wider pool of talent at a time when AI is increasing the pace of change.

The Need for Agility in Insurance

Bryan Davis

Pamela Meyer

37% of insurance companies acknowledge their resilience and agility are weak -- and firms that exhibit strong adaptability outperform competitors by up to 50%. 

An artist’s illustration of artificial intelligence

Insurance’s AI Equation Doesn’t Work Without Trust

Chase Tarkenton

AI requires using guardrails to account for technical limitations, leveraging GenAI’s strength at hyper-personalized interaction and ensuring human agents remain in the service flow.

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ITL On Demand

ITL On Demand is a webinar program focused on important opportunities for innovation in risk management and insurance. Moderated by ITL Editor-in-Chief Paul Carroll, the webinars draw on experts from across the industry, from promising startups to the largest incumbents. Hot-button topics include blockchain, AI, telematics and IoT — and their potential to slash costs while opening new markets for companies across the insurance ecosystem.

View All Webinars

ITL Focus: IOT

This Month's Focus Topic

While many of us in the industry have applauded the progress by telematics and other forms of the Internet of Things, we've learned the hard way that policyholders often don't see things the way we do.

Where we see data gathering that will let us price more accurately, rewarding those who pose lesser risks, some policyholders see an attempt to punish them. Where we see the opportunity to help policyholders understand their risks, giving them a chance to reduce their exposure and head off many losses, some policyholders see Big Brother.

The Future of Risk