Lori Julga

Lori E. Julga, FCAS, MAAA, is a principal and consulting actuary at Milliman.

Most Recent

Blurred Silhouettes of Commuters Indoors

Persistent Adverse Reserve Development

Commercial casualty reserves continue falling short as social inflation and extended litigation challenge backward-looking actuarial assumptions.

Six Things

OK, 1 More Innovation Lesson From the NFL

By Paul Carroll

I usually limit myself to one commentary a year drawing on doings in the NFL, but the mass firings of head coaches this year merit another quick observation.

Nvidia's Lessons for Insurance Industry

Nvidia's cross-industry mastery offers insurers a blueprint as evolving risks demand deep domain knowledge beyond traditional coverage.

3 Key Technology Shifts for 2026

Insurers' higher AI standards will drive three key technology shifts as they demand substance over style in 2026.

Predictions for Cybersecurity in 2026

AI's shift to business-critical deployments exposes security gaps, accelerating demand for Confidential AI systems with built-in protection.

Insurance Shifts to Predict & Prevent

Rising loss severity compels insurers to evolve from reactive "repair and replace" models to Predict & Prevent partnerships.

Digital Skills Decay Faster Than Firms Train

Digital skills expire faster than training programs can replace them, forcing enterprises to prioritize adaptability over traditional reskilling approaches.

How Carriers Must Be Strategic on AI

Despite $10 billion in AI investment, only 7% of carriers achieve scale. It's time to decide if you must take the stairs, can find an escalator or, in the best case, can catch an elevator. 

ITL Recommends

Top Emerging Risks for Life and Health (Re)insurers

Insurance Thought Leadership

Expert-Recommended Insurance Brokers for Small Businesses in California

Health for California

Continuous Underwriting Changes Everything