2 Ways to Innovate in Life Insurance By Anand Rao To reverse the long-term decline in those buying life insurance, companies must become relevant to younger, healthier people.
11 Questions for Ron Goetzel on Wellness By Al Lewis Vik Khanna The authors welcome his recent, pro-wellness posting but question his data, including the slide most often used to demonstrate wellness' value.
The Value of Workplace Wellness By Ron Goetzel A prominent proponent lays out areas where he agrees with critics, such as on the use of screening, but pushes back on the need to show ROI.
The Next Problem for Workers' Comp: Medical ID Theft By Teddy Snyder The resulting confusion can hurt employees and raise costs for employers.
What Is a Year of Life Worth? (Part 1) By John C. Goodman The question must be addressed if we are to get the maximum health for the population as a whole based on all the money we spend.
How (and Why) to Cancel Group Health By Christina Merhar Small and medium-sized businesses can cut costs while providing better coverage to employees through "defined contribution health benefits."
Employers Can Stop Worrying on Health By Joe Markland Apple's HealthKit is the final piece to the puzzle: Healthcare providers will take the risk related to employees' health.
A Physician's View of 'Return to Work' By Mark Hyman Most doctors have little or no training in how to evaluate a patient's ability to work. They should begin by thinking through the potential risks.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.