Commercial Lines

Unfortunately, we in the workers' comp industry operate by the book and spend too little time thinking about others' perceptions.

While a recent WCRI study is being used to argue against having physicians dispense drugs, the data can be interpreted more innocently.

Some physical therapist networks are routinely and inappropriately adding $15 to $19 of charges for each office visit.

A review of 15,000 tests shows that they cut the number of workers' comp claims and reduce handling costs.

Weaning injured workers off dangerous drugs must go beyond chemical detox and include the psychosocial, the mind-body issues.

Independent medical exams are often outsourced, cutting out of the process the one stakeholder that knows the worker best: the employer.

They can cause disasters if not incorporated thoroughly into the team handling a claim -- or they can provide crucial assistance.

Seven actions will not only help with your next loss but can have an immediate benefit to your risk management.