Claud Bilbao

Claud Bilbao is RVP, underwriting and distribution at Cowbell UK.

Most Recent

AI Creates Insurance Exposures Beyond Cyber

While cybersecurity dominates AI discussions, emerging intellectual property and professional indemnity exposures require immediate insurer attention.

Six Things

What the Steelers Just Taught Us on Innovation

By Paul Carroll

The coverage of the epic, crazy game between the Steelers and Ravens offers a microcosm of the misconception that holds back so many innovation efforts.

2026 Begins the AI Production Era for Insurance

Insurance AI is moving from experimentation to everyday operations as 2026 promises transformation at scale.

The Dawn of the 'Connected' Insurance Agency

System fragmentation threatens agencies as 2026 digital investment surges and informed consumers verify information in real time.

Cyber Insurance Holds Ground Despite Rising Threats

Despite escalating cyber incidents, insurance policies remain stable as industry emphasis moves from availability to understanding coverage.

Flood Risk Demands New Insurance Approach

A $255 billion flood protection gap exposes outdated risk models, pushing the industry toward parametric insurance and captive structures.

Responsible Underwriting Becomes Priority for Insurers

Tight margins and customer demands for transparency drive insurers to embrace responsible underwriting as a competitive necessity.

Group Health Insurers Must Integrate AI

Group health insurers using siloed AI tools miss opportunities that connected solutions across policy lifecycles could provide.

ITL Recommends

Building Responsible AI Governance: Strategies, Security, and Scaling to Production

Continuous Underwriting Changes Everything

Reimagining Workers’ Compensation in the Age of Generative AI

ITL Partner: PwC

SURVEY: INSURTECH AND TRUST

Benevolent Marketing

Efficiency vs. Effectiveness: How AI Is Reshaping Standard and Specialty Insurance

Cogneesol