Why Fear Doesn't Sell Insurance By Gaye Erdek Insurance marketing's central challenge isn't explaining risk—it's building trust that makes invisible future value feel worth purchasing today.
Don't Speed Up Work; Eliminate It By Faheem Shakeel Insurance broker software should be evaluated not by features but by how many redundant data transfers it eliminates across systems.
How to Manage Teen Drivers' Risks By Laura Poulin Adding a teen driver can nearly triple premiums, but proper coverage coordination and early planning help families manage risk.
Insurance Shopping Has a Missing Layer By Ethel Rio Cohen Insurance technology has advanced rapidly, but the critical moment when shopping intent becomes an organized, actionable request remains underdeveloped.
September 2026 ITL FOCUS: Agents & Brokers By Insurance Thought Leadership ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.
AI's Superpowers for Insurance Agents By Insurance Thought Leadership AI can provide a huge boost to insurance agents on account planning, product and service knowledge, and sales skill.
Good Recruiting Can't Fix Broken Onboarding By Brett Meager Most new insurance producers fail within two years, not from poor recruiting but from inadequate onboarding and operational support.
The Easiest Cross-Sell Opportunity By Rob Bourne Independent agents can cross-sell commercial coverage to personal lines clients using modern quoting technology and relationship advantages.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.