The Case for a Personal Digital Bodyguard By Chris Hamilton As cybercrime hits $21 billion, personal cyber insurance must pivot from reactive coverage to proactive protection.
CRM Becomes Board Priority in Insurance By Faheem Shakeel CRM has evolved from an insurance sales tool to a board-level strategic priority that determines competitive survival in digital markets.
How to Handle Homeowners Affordability Conversations By Nancy Germond As insurance costs strain homeownership dreams, agents must navigate affordability discussions with empathy rather than industry-focused explanations.
AI Agents Transform Buying Behavior in Financial Services By Rahul Kumar Agentic commerce is transforming financial services as AI agents evaluate products. Institutions must now compete for algorithmic visibility.
How to Analyze International Insurance Programs By Arthur Michelino International brokers now have a tool to diagnose program connectivity: Adjacency mapping transforms intuition into measurable structural analysis.
Independent Insurance Agencies Face Staffing Crisis By Tricia Sabulis Independent agencies must shift from passive job posting to active talent development as the insurance staffing crisis intensifies.
Gen X Insurance Customers Embrace AI Assistants By Francisco Lopes Insurance agencies underestimate Gen X customers, who demonstrate higher comfort with AI assistants than any other age group does.
What Limits Insurance Distribution Growth By Todd Baxter As agencies embrace multi-line distribution, fragmented operational systems increasingly constrain their ability to scale and deliver integrated value.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.