Venkat Ramachandran

Venkat Ramachandran is industry principal (insurance) with HCL America and has 20-plus years of experience across core operations, business consulting and insurance solutions management.

Most Recent

New-Era Cars – Do They Spell Doom?

Venkat Ramachandran

At the least, innovations in cars will force insurers to rethink their business models in four key ways.

All Articles

What the U.K. Can Teach on Aggregators

Venkat Ramachandran

Aggregators collect lots of highly useful data -- but can, for instance, be used by consumers to try what-if scenarios and game their risk ratings.

Six Things

How NOT to Inspire Change

By Paul Carroll

Apple's recent ad for a new iPad shows what happens when executives fall in love with technology and forget about people.

A Dispatch from Insurtech Survivor Island

There is still life on the Island... and the first generation of iconic full-stack insurtech carriers may survive.

What's Next for Embedded Insurance?

The growth of the embedded insurance landscape will create a swell of new partnerships and VC investment.

The Evolving Landscape of Cybersecurity

Businesses must adopt a multi-layered defense strategy, including regular data backups, robust endpoint protection and employee awareness training.

A New Chapter for Payments in Insurance

Many core insurance functions are well on their way to keeping pace with the modern consumer. Payment must be next in line. 

Underwriters Will Thrive With APIs

Imagine an application programming interface that retrieves weather records or property information instantly, eliminating the need for manual data entry. 

The Long Game of Inflation – Dynamic Portfolio Strategies

Inflation presents unique challenges -- and opportunities -- for the investment strategies of insurance companies.

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