Underwriting

Lenders draw data on individuals from all three credit bureaus. Why don't insurers do the same with the three sources of hazard data?

The sharing economy is exposing situations in which new liabilities need coverage. Many are not covered by standard insurance policies.

Algorithms have been developed and are moving from a proof-of-concept phase in academia to implementations in insurance firms.

If you spend $1 on development in the traditional approach, what would it cost you using today's tools and techniques? Pennies.

Amid disruption, insurers would be wise to get in front of the curve by taking steps to improve underwriting and increase profitability.

Three opportunities present themselves, in UBI, in leveraging external data and in exploring real-time data.

Insurers can access this workforce to scale back on costs -- and on-demand workers are a market for various insurance products.

Insurtech provides important opportunities in three areas: underwriting automation, connected devices and cybersecurity.