Risk Management

Insurance and reinsurance are not alternatives to ERM; cyber risks must be assessed and mitigated like all other risks.

To avoid common misconceptions, management must have extensive experience with planned and monitored risk taking.

A Senate hearing suggests the answer is yes -- with potentially major implications for insurers and other investors.

Traditional risk management is important, but companies need to broaden their thinking and include risks that are not insurable (e.g. financial and strategic).

The focus on safety has become a social change movement, led by HR and focused on relational sensitivity, that should worry insurers.

HR departments have taken control of safety away from the professionals, and that could cause major problems.

Fortunately, courageous business leaders are bringing this terribly misunderstood topic out of the shadows and into meaningful discussion.

Campuses -- whether for schools, hospitals or businesses -- face a surge in violence, but a simple technology solution can reduce the problem.