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    The Future of Risk

    Discover 'The Future of Risk': Innovation, Tech, & Disruption Insights from Industry Leaders!

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Nicole Farley
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Nicole Farley

 Nicole Farley is vice president of carrier operations at Bold Penguin. 

Most Recent

small business
Risks Facing Small Businesses Are Evolving
By
Nicole Farley
Emerging trends in cyber, flood, and excess and surplus lines insurance highlight the changing risk landscape for small businesses.

Six Things

FEMA
What's Going on With FEMA?
By Paul Carroll

Amid a shifting cast of characters and conflicting statements about plans and funding for FEMA, two things are finally becoming clear.

AI Is Not Next. It Is Now, and It Works!  

2025 marks insurance's transition from AI experimentation to execution in daily underwriting operations.

1
Top 10 Ways Data Analytics Is Reshaping Insurance in 2025

Data analytics drives insurance innovation, from risk assessment to customer experience, in 2025's digital landscape.

2
Best Practices for Conversational AI

As conversational AI transforms from novelty to necessity, error and bias mitigation becomes mission-critical for enterprise success.

3
Navigating the Softening Property Insurance Market

Commercial property's softening market creates strategic opportunity for insureds to reclaim lost coverage and program flexibility.

4
How Agencies Can Thrive in an Automated World

AI integration promises to restore relationships at the heart of independent insurance agencies amid industry disruption.

5
How Insurance Agents Can Champion Niches 

Strategic niche development requires deep industry knowledge and full commitment. Here are three keys.

6

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