DEMO: Higson-Business Rules Engine

Higson is an ultra‑fast Business Rules Engine for configuring insurance products, pricing and rules without code changes with very low latency and high throughput.

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What Part(s) of the Insurance Industry Can Benefit From Our Product: 

(You may select any or all of these bullet points.  Just let us know which ones to remove.  IF you select Other, please provide us with that Category.  Maximum of 1 Other Category can be added.) 

  • Claims
  • Customer Experience
  • Customer Service
  • Distribution
  • Operational Efficiency
  • Other: 
Three Main Benefits of the Product: 
  • Performance:  Higson executes rules with an average latency of 0.23 ms and supports up to 9,000 requests per second in a standard configuration. Thanks to the built-in ONNX runtime, trained ML models can run directly inside decision tables without requiring a separate inference layer.
  • Scalability:  Our CPU-based licensing model means you pay for actual production usage rather than user counts. A proof of concept can run on AWS at approximately $0.63 per hour, with infrastructure costs scaling predictably alongside transaction volume.
  • Business-Owned Decision Logic:  Pricing analysts, underwriters, and compliance teams can create and deploy rule changes directly using decision tables, Groovy and Python functions, as well as visual flows without relying on IT support or opening development tickets. The platform includes full version control, auditability, and simulation capabilities before deployment to production.
Why We Are the Right Solution For Your Needs

Most P&C insurers manage pricing, underwriting, claims, and compliance rules across separate systems - each governed by different teams and operating on different release cycles. When regulatory changes occur, organisations often end up running multiple parallel workstreams while hoping all outputs remain aligned.

Higson consolidates decision logic within a single rules engine, giving business users direct control over processes that are traditionally dependent on IT delivery queues.

Pricing analysts, underwriters, and compliance teams can author and deploy changes directly using decision tables, visual flows, and embedded scripting capabilities with full version control and auditability built in.

From a technical perspective, Higson executes rules with an average latency of 0.23 ms and supports up to 9,000 requests per second. A proof of concept can run on AWS at approximately $0.63 per hour, while CPU-based licensing ensures infrastructure costs scale with actual usage rather than user counts.

 Watch Our Demo: 

 

Learn More

Are you interested in learning more about Higson-Business Rules Engine powered by Decerto and about this product?  Please visit these sites to learn more or to schedule a personal demo:

 

 


Higson-Business Rules Engine powered by Decerto

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Higson-Business Rules Engine powered by Decerto

Decerto specializes in advanced IT solutions for the insurance and finance sectors. With 20 years of experience, the company provides custom software development, system architecture, data migration, and long-term maintenance.

Its flagship products include Agent Portal – 360 Agent’s Workplace (workflow automation), Higson (a Business Rules Engine/product configurator), and Claims AI (claims processing automation). 

Decerto serves global giants such as Allianz, Generali, Everest, Convex, and Sompo International

The company has been recognized by the Clutch 100 Fastest Growth and Insurtech 100 lists, and has received the European Insurance Technology Awards, among others.

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