The Insurance Alignment Gap: Where Insurer Priorities and Customer Protection Needs Converge…and Diverge

Insurers are modernizing for efficiency, while customers seek affordability, trust, and protection. This report reveals how closing the alignment gap can create lasting value.

Insurance

Insurers are prioritizing cost reduction, profitability, modernization, and AI. Customers are looking for something different: affordability, trust, preparedness, and protection that feels relevant to the risks they face every day.

This growing alignment gap matters. Modernization and AI investments deliver their full value only when customers see and feel the benefit. When insurer priorities and customer expectations drift apart, confidence erodes, and so does the opportunity to help customers build financial resilience.

Based on original research with both insurers and insurance customers, this report examines where priorities align, where they diverge, and how insurers can connect business transformation to customer value. It explores three areas that matter most to building confidence and resilience:

Relevance. Customers want protection that reflects their everyday risks. Learn how insurers can deliver coverage that feels meaningful and worth the cost.

Personalization. Tailored products, pricing, and communications help customers feel understood and prepared. Learn how personalization supports trust.

Digital engagement. Digital experiences shape how customers perceive their insurer. Learn how to use them to strengthen confidence and connection.

Whether you lead strategy, product, distribution, customer experience, or technology, this report offers a research-based view of what customers expect and how your transformation priorities can meet them.

Read the Report


Sponsored by Majesco


ITL Partner: Majesco

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ITL Partner: Majesco

Majesco isn’t just riding the AI wave — we’re leading it across the P&C, L&AH, and Pension & Retirement markets. Born in the cloud and built with an AI-native vision, we’ve reimagined the insurance and pension core as an intelligent platform that enables insurers and retirement providers to move faster, see farther, and operate smarter. As leaders in intelligent SaaS, we embed AI and Agentic AI across our portfolio of core, underwriting, loss control, distribution, digital, and pension & retirement administration solutions — empowering customers with real-time insights, optimized operations, and measurable business outcomes.


Everything we build is designed to strip away complexity so our clients can focus on what matters most: delivering exceptional products, experiences, and long-term financial security for policyholders and plan participants. In a world of constant change, our native-cloud SaaS platform gives insurers, MGAs, and pension & retirement providers the agility to adapt to evolving risk, regulation, and market expectations, modernize operating models, and accelerate innovation at scale. With 1,400+ implementations and more than 375 customers worldwide, Majesco is the AI-native solution trusted to power the future of insurance and pension & retirement. Break free from the past and build what’s next at www.majesco.com


Additional Resources

The Second Half of Agentic AI

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The Insurance Alignment Gap: Where Insurer Priorities and Customer Protection Needs Converge…and Diverge

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Operational Value and Impact of GenAI and Agentic AI

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Reimagining Insurance for a More Resilient Future

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State of Core Solutions Transition: Which Tech Priorities Are Being Carried Out?

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