Better Data Is Available for Oil & Gas Underwriting By Nick Fekula Monitoring operators' greenhouse gas emissions, which is now broadly possible, sheds considerable light on the extent of a risk.
Top 5 Insurtech Trends to Watch in 2024 By Jason Keck Embedded insurance, customer-facing digital tools, telematics and the IoT, rich data sets and AI and ML will mark a paradigm shift.
Why Aren't Truckers Using Driver-Facing Cameras? By Naveen Kumar ATRI research finds truckers dislike cameras, despite enormous safety benefits, primarily due to privacy and litigation issues.
Insuring Risks Amid AI's Constant Evolution By Christopher Gallo Traditional insurance continues to be needed, but businesses must consider solutions to fill the gaps–or be left to costly exposures.
Threats From Hurricanes Expand By Heikki Vesanto Major storms are moving northward, staying strong longer and expanding into areas previously considered less at risk.
December ITL Focus: Workers' Comp By Insurance Thought Leadership ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance. This month's focus, sponsored by ICW Group, is Workers' Comp.
Workers' Comp Leads the Way By Insurance Thought Leadership At a time when insurers are pursuing a Predict & Prevent model, workers' comp carriers are leading the way: making workers safer and lowering premiums.
How External Data Is Revolutionizing Underwriting By Jacob Grob Combining external data streams with internal analytics creates a comprehensive view of properties that legacy methods can't match.
The Promise of Continuous Underwriting By Bill Deemer Bobby Touran Typically, a risk is underwritten, bound... and forgotten. But new streams of data and automation allow for continuous underwriting.
Convergence and the Insurance Ecosystem By Stephen Applebaum Alan Demers Companies must anticipate the future, innovate beyond their core and transform their capabilities as rapidly as technology allows.
Lemonade's 'Synthetic Agent' Nonsense By Matteo Carbone Desperate for growth, Lemonade produces another howler: A lender receiving a 16% interest rate is presented as a (synthetic) agent.
Auto Insurance in an Existential Crisis By Stephen Applebaum Alan Demers The 125-year-old, $300 billion U.S. auto insurance industry is caught between runaway inflation and strained consumer wallets.