Auto Insurance

P&C insurers face a more predictable 2026 landscape with profitable growth expected amid AI transformation.

The recovery from the hard market will be hugely uneven because so many carriers have dug such an enormous hole for themselves.

Rising premiums are driving auto carriers to transform roadside assistance into a strategic retention tool through technology partnerships.

Rising claims severity and affordability pressures create a perfect storm forcing auto insurers to rethink traditional models by 2026.

Market growth for embedded insurance exceeds expectations, with auto insurance driving $1.1 trillion projection by 2033.

Auto insurance rate increases and the controversy about pandemic windfalls are fueling consumer distrust of carriers.

Rising commercial auto losses drive brokers to emphasize driver screening, technology solutions and vehicle maintenance.

Soaring insurance costs push younger drivers toward usage-based policies as the on-demand economy reshapes coverage needs.