Homepage | Insurance Thought Leadership

Independent Agencies Need Real-Time Analytics

By

Rob Bourne

Real-time analytics help independent agencies shift from reactive problem-solving to proactive performance management and growth.
Why Private Flood Insurance Is Surging

By

Divya Sangameshwar

Government shutdown delays and coverage caps drive homeowners toward private flood insurers, reshaping the industry landscape.
Insurers Face Cyber Talent Shortage

By

Abhishek Peter

Cyber talent shortage leaves insurers vulnerable to the same threats they underwrite for clients.
Geopolitical Risks Threaten Cobalt Supplies

By

Andreas Fabricius

Vesa Hakanen

Cobalt mining's concentration in politically unstable regions threatens critical supply chains powering the global energy transition.

ITL Recommends

View More ITL Recommended Articles >

SURVEY: INSURTECH AND TRUST

Benevolent Marketing

How much do you trust insurtech right now? Take 5 minutes and find out.

Reimagining Workers’ Compensation in the Age of Generative AI

ITL Partner: PwC

Exploring how Generative AI could transform workers’ compensation — from smarter claims management and cost control to worker-centric care models and next-gen risk oversight.

Efficiency vs. Effectiveness: How AI Is Reshaping Standard and Specialty Insurance

Cogneesol

An exploration of AI’s evolving impact on speed, accuracy, and decision quality in modern insurance

MGA’s Strong Growth and Growing Role in the Insurance Market: Strategic Priorities in 2025

ITL Partner: Majesco

MGAs are rapidly reshaping insurance with specialization, speed, and innovation, but need modern, AI-enabled foundations to stay competitive. Read the full report to explore what’s next.

Beyond Insurance: Building Resilience Via Cross-Sector Collaboration

Nancy Watkins and Francis Bouchard join ITL Editor-in-Chief Paul Carroll to explore how the insurance industry needs to expand its conversation about resilience beyond traditional boundaries.

January 2026 ITL FOCUS: Life & Health

Insurance Thought Leadership

ITL FOCUS is a monthly initiative featuring topics related to innovation in risk management and insurance.

The New Look for Life Insurance

Insurance Thought Leadership

Hyper-personalization is revolutionizing life insurance as carriers tailor applications, products and pricing to individual customer and agent preferences.

Person with an Umbrella Standing in Water

Why Private Flood Insurance Is Surging

Divya Sangameshwar

Government shutdown delays and coverage caps drive homeowners toward private flood insurers, reshaping the industry landscape.

Six Things

Our 10 Most-Read Articles From 2025

Paul Carroll

It was an AI kind of year. No surprise there. But there was also great interest in social inflation, drones, the Predict & Prevent model and even lessons from the NFL playoffs.

Insurers Must Rebuild Trust in 2026

Eileen Potter

As premiums surge and AI transforms operations, insurers must prioritize transparent communication to rebuild eroding customer trust.

Claims Processing Requires Explainable AI

Faheem Shakeel

Explainable AI transforms insurance claims processing by making automated decisions transparent, addressing ethics challenges in legacy systems.

Independent Agencies Need Real-Time Analytics

Rob Bourne

Real-time analytics help independent agencies shift from reactive problem-solving to proactive performance management and growth.

Why Private Flood Insurance Is Surging

Divya Sangameshwar

Government shutdown delays and coverage caps drive homeowners toward private flood insurers, reshaping the industry landscape.

AI Transforms the Role of Security Teams

Ambuj Kumar

Security professionals must evolve into business-savvy generalists as AI agents automate specialized functions in 2026.

A Woman Using Computer While Sitting on the Floor of a Dark Room

Insurers Face Cyber Talent Shortage

Abhishek Peter

Cyber talent shortage leaves insurers vulnerable to the same threats they underwrite for clients.

Subscribe to Six Things Today!

ITL's weekly Six Things newsletter is curated by Editor-in-Chief Paul Carroll and features top articles from leading voices in risk and insurance. Each edition also includes Paul's insightful analysis of key trends.

ITL Upcoming Webinars

Join Editor-in-Chief Paul Carroll for upcoming ITL webinars featuring expert insights on innovation in insurance and risk management. Register now to reserve your spot.

ITL On Demand

ITL On Demand is a webinar program focused on important opportunities for innovation in risk management and insurance. Moderated by ITL Editor-in-Chief Paul Carroll, the webinars draw on experts from across the industry, from promising startups to the largest incumbents. Hot-button topics include blockchain, AI, telematics and IoT and their potential to slash costs while opening new markets for companies across the insurance ecosystem.

View All Webinars

ITL Focus: Life & Health

This Month's Focus Topic

Life insurance is having a moment.

At the start of the insurtech movement, some dozen years ago now, property/casualty took the lead on innovation, to the point that some brave folks even set up full-stack carriers that they claimed would turn the market on its head. Life insurance was the poor cousin. Yes, carriers pushed toward fluidless underwriting and reducing the number of questions on application forms, but life insurance pretty much stuck with traditional products and the same old, same old ways of selling coverage.

No longer. Based on the articles thought leaders are publishing on ITL, life insurers have their foot on the gas pedal.

The Future of Risk

Independent Agencies Need Real-Time Analytics

Why Private Flood Insurance Is Surging

Insurers Face Cyber Talent Shortage

Geopolitical Risks Threaten Cobalt Supplies

ITL Recommends

SURVEY: INSURTECH AND TRUST

Reimagining Workers’ Compensation in the Age of Generative AI

Efficiency vs. Effectiveness: How AI Is Reshaping Standard and Specialty Insurance

MGA’s Strong Growth and Growing Role in the Insurance Market: Strategic Priorities in 2025

Beyond Insurance: Building Resilience Via Cross-Sector Collaboration

January 2026 ITL FOCUS: Life & Health

The New Look for Life Insurance

Why Private Flood Insurance Is Surging

Six Things

Our 10 Most-Read Articles From 2025

Insurers Must Rebuild Trust in 2026

Claims Processing Requires Explainable AI

Independent Agencies Need Real-Time Analytics

Why Private Flood Insurance Is Surging

AI Transforms the Role of Security Teams

Insurers Face Cyber Talent Shortage

Subscribe to Six Things Today!

ITL Upcoming Webinars

ITL On Demand

ITL Focus: Life & Health

This Month's Focus Topic

ITL Partners

From Our Partners

A Powerful Chain Reaction: The Financial and Operational Impact of GenAI and Agentic AI Across the Insurance Value Chain

Smarter life underwriting through patented automation

Cut Costs & Strengthen Security by Tackling Technical Debt

Sovereign AI, Identity, and Cyber Compliance

How Proactive Risk Management Helps You Prevent Losses