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How Insurers Can Engage Gen Z

By

Breanne Armstrong

Traditional insurance research falls short, as Gen Z demands mobile-first, authentic engagement in the digital age.
Leak Detection Revives Uninsurable Properties

By

Nadav Schnall

New leak detection technology helps brokers overcome water damage challenges in a hardening property market.
Legacy Systems Quietly Undermine Your Success

By

Robert Lewis

Legacy policy administration systems silently erode carriers' competitiveness in an increasingly digital insurance landscape.
The New Blueprint for Insurance Modernization

By

Ramya Babu

Insurers adopt coreless architecture to scale AI capabilities while preserving critical legacy investments.

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When Foreign Policy Becomes Economic Policy

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How to Spot Emerging Risks (Really Early)

Insurance Thought Leadership

In this Future of Risk interview, Praedicat founder Dr. Robert Reville explains how it combs the scientific literature to spot risks like talcum powder years before mass litigation happens.

A Woman in Gray Shirt Young Woman Lying on the Bed while Using Her Mobile Phone

How Insurers Can Engage Gen Z

Breanne Armstrong

Traditional insurance research falls short, as Gen Z demands mobile-first, authentic engagement in the digital age.

Legacy Systems Quietly Undermine Your Success

Robert Lewis

Legacy policy administration systems silently erode carriers' competitiveness in an increasingly digital insurance landscape.

Leak Detection Revives Uninsurable Properties

Nadav Schnall

New leak detection technology helps brokers overcome water damage challenges in a hardening property market.

Precision Risk Era Rewards the Prepared

Tim DeSett

In today's precision risk era, insurers reward organizations that quantify, control and clearly articulate their exposures.

An artist’s illustration of artificial intelligence

The New Blueprint for Insurance Modernization

Ramya Babu

Insurers adopt coreless architecture to scale AI capabilities while preserving critical legacy investments.

Happy young woman sitting at table with laptop

Transforming Insurers' Talent Strategies

Stella Ioannidou

With just 9% of people in tech roles in insurance, pacesetters are transforming talent strategies to thrive in our digital world.

Six Things

The Daunting Warning From the Texas Flood

Paul Carroll

The tragedy doesn't just underscore the effects of federal spending cuts and climate change; it also demonstrates a deeper problem with human behavior.

Woman in White Long Sleeved Shirt Holding a Pen Writing on a Paper

The New Rules of Underwriting

Andrew Kearns

Many insurers lack a complete view of risk due to outdated, siloed systems that force underwriters to manually formulate risk analysis.

How to Embrace Underwriting 2.0

Ted Balzano

Insurance industry shifts to Underwriting 2.0 as data analytics reshape traditional risk assessment practices.

AI Tools That Detect Healthcare Provider Fraud

Olga Vinichuk

Evolving provider fraud schemes require multimodal AI tools to protect health payers' dwindling reserves.

A Person Sitting Inside the Broken Concrete House

Strategic Guide to Managing Property Risk

Blake Giannisis

Data-driven strategies become essential for property insurability amid increasing catastrophic weather events.

Woman Sitting on Sofa While Looking at Phone With Laptop on Lap

Modernizing the Insurance Premium Payment Experience

Brian Krogol

Modernizing insurance payment processes transforms a routine touchpoint into a strategic competitive advantage.

A Paradigm Shift for Water Leak Sensors

Insurance Thought Leadership

Bolt says it has shown that carriers can give water leak sensors to homeowners... and boost profits. That's a major change in IoT economics.

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ITL On Demand

ITL On Demand is a webinar program focused on important opportunities for innovation in risk management and insurance. Moderated by ITL Editor-in-Chief Paul Carroll, the webinars draw on experts from across the industry, from promising startups to the largest incumbents. Hot-button topics include blockchain, AI, telematics and IoT — and their potential to slash costs while opening new markets for companies across the insurance ecosystem.

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ITL Focus: Internet of Things

This Month's Focus Topic

Behavioral economists have done numerous studies showing that “free” is magic. Even if something has a tiny cost, people still do a calculation of some sort that weighs that cost against the benefits. Even if they decide to proceed, there may be some sort of hesitation and delay. When there’s no cost, well, what the heck? Why not?

The IoT is heading toward “free” for some aspects of homeowners insurance, in the process accelerating the industry’s move toward a Predict & Prevent model and away from the traditional approach of helping make people whole after a loss.