Richard Clarke

Richard Clarke is chief insurance officer at Colonial Surety.

With more than three decades of experience, Clarke is a chartered property casualty underwriter (CPCU), certified insurance counselor (CIC) and registered professional liability underwriter (RPLU). He leads insurance strategy and operations for the expansion of Colonial Surety’s SMB-focused product suite, building out the online platform into a one-stop-shop for America’s SMBs.

Most Recent

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PE Assets Elevate 401(k) Fiduciary Risks

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Access to private equity assets in retirement plans are amplifying fiduciary liability risks, demanding robust protection for plan sponsors.

All Articles

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ERISA Lawsuits Surge Refocuses Risk Management

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ERISA lawsuits surge 183% in 2024, forcing plan sponsors to reevaluate fiduciary risk management strategies.

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4 Major Commercial Insurance Trends

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Generative AI, unanticipated risks, rate increases and social media’s effects will preoccupy insurers for the rest of 2024.

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Key Insurance Exposures for 2023

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The assortment of massive claims events in 2022 has made insurance more desirable for buyers and insurers more nervous.

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SMBs Are Vulnerable on Cyber

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Small and medium-sized businesses must improve their risk management protocols while putting in place a cyber insurance safety net.

Six Things

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What Insurance Can (and Should) Be

By Paul Carroll

Beginning as an agency offering insurance for classic wooden boats, Hagerty has become a behemoth that offers lessons for other agencies and carriers.

The Infrastructure Time Bomb

Legacy infrastructure systems face critical tolerance thresholds as climate change and urbanization exceed original design parameters.

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How to Build an Insurance Innovation Culture

Insurance companies must shift from innovation rhetoric to structural accountability, engaging all employees rather than isolated innovation teams.

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A New Path for Insurance Transformation

AI can transform trust from an abstract idea into measurable, actionable frameworks—reshaping customer relationships and redefining the future of insurance.

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The Hidden Costs in Insurance Fund Flows

Fragmented claims fund management drains liquidity and delays payments, forcing insurers to modernize outdated financial infrastructure.

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Quantum Technologies, Cybersecurity and the Change Ahead

Uncover insights about the transformative potential of quantum technologies and cybersecurity.

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Disability Planning Creates Growth Opportunity

Traditional disability planning approaches are inadequate, as carriers confront a rapidly expanding market demanding specialized products.

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Reinforcement Before Autonomy: Engineering Trustworthy Autonomy in Insurance AI

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The Agency of the Future, Powered by AI: Unlock Insurance Quoting Without Barriers for Your Agency

The Race to Renewables: Decoding the Competitive Dynamics Reshaping Energy Insurance

CLARA Analytics Launches Data Engineering as a Service, Laying the Foundation for Agentic Reasoning in Insurance AI

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AI Agents in Insurance: Why Interoperability Matters

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In the Wake of Medicare/Medicaid Cuts

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Putting Philanthropic Strategies Into Action

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Turning Cybersecurity Into an Investment

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