Nick Lamparelli

Distribution costs will be higher than they expect, and they will suffer from capital costs unless they form the right partnerships.

Many people miss that, while insurance looks old and antiquated on the exterior, it is actually quite modern and vibrant on the interior.

Innovative entrepreneurs are bringing this exciting business model to insurance…and it’s a terrible idea. Insurance is unlike any other business.

It's time to splash some cold water on the hype inferno about Lemonade that appears to have taken over the sane minds of our industry.

It is the uncertainty in the losses that makes the protection gap real and makes insurance such a valuable tool for risk management.

The decision to shut down Google Compare is letting the author take a victory lap -- though with some caution.

The floods in the Carolinas show it is time to "loosen the exclusion" on coverage. Otherwise, we'll just keep making the same mistakes.

Because flood maps in general use are flawed, there are cherries to be picked. A mass market is now possible, too.

U.S. inland flood insurance is an untapped market unlike any in the world -- but requires that insurers change their thinking.

Until a few years ago, insuring flood was essentially impossible. Now, there are major opportunities.

In the wake of the disaster movie "San Andreas," insurers should take two actions to remedy the woeful lack of use of earthquake insurance.

This article is the third in a series on how the evolution of catastrophe models provides a foundation for much-needed innovation in insurance.

This article is the second in a series on how the evolution of catastrophe models provides a foundation for much-needed innovation in insurance.

This article is the first of a series on how the evolution of catastrophe models provides a foundation for much-needed innovation.