Karnina Szymanski

Karnina Szymanski is head of community at District Cover and advisor to multiple insurtech ventures.

Most Recent

Urban Risk Isn't Uninsurable, It's Misunderstood

businesses face coverage gaps not because they're uninsurable but because traditional underwriting relies on outdated geographic assumptions.

Six Things

I'm Still a No on Humanoid Robots

By Paul Carroll

A humanoid robot just outran Usain Bolt's 100-meter record and outjumped the best human, but we're still a long way from seeing them throughout factories and homes.

Insurers' Real Barrier to Operational Efficiency

Insurers are discovering that outdated workflows, not legacy systems, are the real barrier to operational efficiency and sustainable growth.

Insurance Agencies: Don't Panic on AI ROI

Insurance agencies investing in AI are seeing productivity gains but not yet revenue lifts—a predictable adoption phase, not a failure.

Climate Risk Doesn't Begin with a Hurricane

Insurers increasingly rely on AI-driven property condition data to assess climate-related deterioration between catastrophic events, not just during them.

Catastrophe Models Lack Key Data

Catastrophe models excel at mapping where disasters strike but lack critical data on when and how events unfold over time.

'Infinite Banking': A Risk for Life Insurers

Viral TikTok hype around infinite banking is creating oversold life insurance policies, early lapses, and a growing consumer trust problem.

Managing Litigation Risk in Nuclear Verdict Era

Auto and trucking litigation now drives 33% of carrier spending as nuclear verdicts climb, demanding proactive management over reactive response.

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