David Tobias

David Tobias serves as the general manager of insurance at Nearmap.

Previously, he co-founded Betterview, a property intelligence platform for P&C insurers that Nearmap acquired in December 2023. Before founding Betterview, Tobias was instrumental in scaling Research Specialist, an insurance loss control company.

Most Recent

Climate

Climate Risk Doesn't Begin with a Hurricane

By

Insurers increasingly rely on AI-driven property condition data to assess climate-related deterioration between catastrophic events, not just during them.

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An artist’s illustration of artificial intelligence (AI)

How AI Can Keep P&C Insurers Profitable

By

AI has emerged as a formidable tool, particularly advancements in computer vision models and large language models.

Six Things

Insurance

Insurance Innovation: The View From Asia

By Paul Carroll

While the "not invented here" attitude is well-known, there is an "invented here" bias among us Americans when it comes to innovation. The view from Asia looks rather different.

AI's Conundrum for Underwriting

Underwriting AI systems are designed to assist rather than replace human judgment, but this efficiency trade-off may eliminate how juniors become experts.

1

When Insurance Data Can't Be Trusted

In the search for a single source of truth, insurers often force data into one clean gold layer - but make choices that are not always visible or acceptable to every consumer. 

2

The Answer to Too Much Technology Is More Technology

Claudeforce signals a shift from building tools for humans to use and toward creating infrastructure where machines increasingly do the work.

3

AI's Superpowers for Insurance Agents

AI can provide a huge boost to insurance agents on account planning, product and service knowledge, and sales skill.

4

Insurance Risks Losing Expertise to Retirements

As insurers automate entry-level roles to cut costs, they risk eliminating the farm system that produces tomorrow's underwriters and adjusters.

5

Insurers Struggle to Price AI Liability Coverage

AI liability insurance is emerging through scattered approaches, but the lack of independent model evaluation means underwriters are pricing uncertainty instead of risk.

6

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