Andrew Dart

InsurTechs and insurers make for odd bedfellows -- and the legacy technology suppliers are missing a major opportunity.

Usage-based insurance started with a simple promise -- rates could only go down. It's time to unleash the many other capabilities.

Telematics and big data are (finally) changing the game. Good drivers opt in to usage-based (UBI) programs. Bad ones migrate away.

Although the Apple Watch has its flaws, it has moved the idea of wearables into the mainstream and created opportunities for savvy insurers.

Big data will enable microinsurance by improving weather forecasts -- and farmers will thrive throughout the developing world.