Persons with preexisting conditions are not insurable risks. Trying to accommodate them in insurance market risk pools is bound to fail.

David Axene
David Axene started <a href="http://www.axenehp.com">Axene Health Partners</a> in 2003 after a successful career at Ernst & Young and Milliman & Robertson. He is an internationally recognized health consultant and is recognized as a strategist and thought leader in the insurance industry.