Bret Stone

We increasingly depend on ecosystems, and we need greater interoperability to overcome inefficiencies and redundancies.

Collaboration is not only necessary if we are to fulfill our promise to society, but it is the future of insurance. No one can go it alone.

Longer-term technological investments must be tempered with an understanding of what technologies will help move the needle in the present.

There’s a gap between the wealth of data now available and insurers’ ability to quickly process, contextualize and derive insight from that data.

Negative misconceptions arise when insurtech gets linked to “disruption,” so it doesn't get all the positive vibes it deserves.

Most insurtechs aren’t looking to oust incumbents. They’re looking for a niche and for established partners to help them scale.

Insurtech is like the Tour de France. What’s good enough for now will likely be the equivalent of a 40-pound bike in five years.