Roberta Anderson

Regrettably, organizations should anticipate that their carriers will deny claims under their cyber policies and must be ready.

In the face of fears on data breaches, companies can protect themselves with insurance -- some of which they likely already own.

The devil is in the details. There are inconsistencies in the coverage provided, and minor variations can have significant impact.

. . . when you have a perfectly good commercial general liability program? There may be reasons to do so.

There are 47 different state laws, plus industry-specific federal standards -- and international laws increasingly come into play.

Even insurers acknowledge that Sony had coverage.