The Future of Money: Not What You Think By Dan Robles Decentralization is the future. Insurers can innovate -- or watch as individuals form risk pools without any corporate intermediaries.
How Not to Innovate (and How to): IBM v. Facebook, Amazon By Chunka Mui Facebook and Amazon are investing for the long term. IBM? Not so much.
Innovation in Insurance Begins to Refocus By Denise Garth Study finds more focus on core systems, as the foundation for innovation, and use of perspectives from outside the industry.
I'm Spending a Fortune on Digital...So Where Are the Profits? By Amy Radin Part two of a series on the Digital Experience: Return on Empathy is the new ROE.
First Lyft Fatality Shows Inadequacies of California Law By Robert Peterson California must do away with a series of arbitrary restrictions.
The Power of Crowdsourcing By Denise Garth Traditional companies, such as insurers, must quickly adapt to the new models, or they will fall by the wayside.
Modernization: Actuaries Must, Too By Steve Knobloch Louis Lombardi Marc Oberholtzer Traditionally, actuaries have provided a retrospective look at performance; they must now provide forward-looking insights.
What the Apple Watch Says About Innovation By Chunka Mui The watch is designed to bolster the iPhone -- but innovators must be willing to move beyond old products and business models.
Tech Secret to a Combined Ratio Below 100% By Matteo Carbone Deepak Karthikeyan While large personal auto insurers have adopted telematics-based programs, they’re only scratching the surface of the potential benefits.
Insurtech Is at an Inflection Point By Tom Kussurelis Insurtech funding has been dropping since 2021 and hit a 20-quarter low in 4Q22. Will it rebound, continue on a flat path or decline further?
'Digital Twins': The Race Is On By Roger Arnemann The concept is widely adopted in manufacturing and supply chain. Insurers that integrate digital twins will significantly out-compete rivals.
Insurance in 2030: What Does the Future Hold? By Marie Carr In an increasingly fractured world, insurers have to cover a greater array and frequency of intensifying risks.