Tag Archives: sex offender

Time to Talk About Sex Abuse in Schools

With words like “cyber-bullying” and “bully-cide” now part of our vocabulary, bullying prevention has become a focal point for school districts, staff, parents and communities. Schools promote bullying prevention through posters, district-wide assemblies and even school concerts. Because kids are taught so much and so often about bullying, it has become expected and, perhaps more importantly, acceptable for kids to talk about it.
However, there is another serious issue facing schools that isn’t as widely discussed: sexual abuse and molestation.
April is Child Abuse Prevention Month, so there is no better time to talk about both the abuse taking place outside of school and the abuse taking place/originating in our schools. In fact, sexual abuse is now our schools’ single biggest risk, costing schools tens of millions of dollars each year — not to mention the incalculable human cost.
An estimated one out of 10 K-12 students will experience school employee sexual misconduct during their lifetime. Schools don’t intentionally hire and knowingly allow predators to roam the halls, but they do.
These predators use deliberate tactics to condition their victims and other staff over time prior to engaging in sexual abuse. This is described as the “grooming process.” Sexual predators often identify vulnerable children, especially those who are less able to tell others about the abuse or who are unhappy or needy. One child sex offender can have many dozens of victims.
So why isn’t sexual abuse in schools being talked about in the same preventative light as bullying? Does it make us uncomfortable? Are we embarrassed by it? Is it our schools’ dirty little secret we don’t want people to know about? One thing we cannot allow ourselves to do is become complacent regarding sexual abuse. It is important to understand that silence is a fuel that creates the ideal environment for sexual abusers to victimize students.
School personnel can prevent much of the sexual misconduct in schools if they know how to recognize and respond to suspicious patterns and if administrators enforce an environment of high expectations of behavior. In 2015, a California law went into effect that requires all school personnel identified as “mandatory reporters” to undergo training about these requirements and their responsibilities within six weeks of the start of employment or the school year. This was a positive step, but it only partially addresses the problem.
To truly attack this epidemic, we need more than just mandatory reporters to be trained — we need to educate and engage our students. Similar to the “stop bullying” message that has been so prevalent and widely accepted, we need to make sexual-abuse prevention part of the culture for students. We need to empower students to take action and report on any potential sexual abuse that takes place.
Every child has the right to be safe, and every adult has the responsibility to protect children.
It’s time to confront the issue of sexual abuse in our schools as openly as we do bullying, and we need to engage our kids in the fight. We need to make it safe and expected for kids to speak up.

Why Credit Monitoring Isn’t Enough

Having credit monitoring instead of identity monitoring is like putting a security system in the elevator but not in the whole office building. The scope of security is limited and leaves the workforce vulnerable. Thus, understanding how monitoring programs differ, how they work and why it matters is critical for safeguarding your identity.

Why should you care?

Victims of identity theft deal with increased stress, hours of work rebuilding their reputation and recovering from major financial losses; all of which have major consequences in other areas of life – like decreased productivity and performance on the job.

Given the statistics, if you haven’t dealt with the crime in some capacity, it’s only a matter of time.

The good news is that arming yourself with credit monitoring and identity monitoring gives you a better chance of stopping identity theft before it gets out of hand, thereby diminishing the negative effects that follow.

What is credit monitoring? How does it work?

There’s a broad range of credit monitoring services available in today’s market, and each program varies. Credit monitoring is a reactive approach to identity theft that involves checking credit reports for fraudulent activity. Because a credit report shows past activity, it will only reveal fraud or theft that has already affected the victim. That’s why it’s like only having security in the elevator: Once you realize the culprit is there, he has already infiltrated the building.

Credit monitoring programs will pull a member’s report, often quarterly or annually, from any number of the three major credit bureaus and make it visible to the member. On top of that, programs watch credit reports, transactions and activity for changes that could be criminal.

Another aspect of credit monitoring is resolution and recovery assistance, but, again, the levels of assistance vary from product to product. For instance, credit monitoring services will alert a member if they find fraudulent activity on the credit report(s), but some services don’t inform the credit bureaus on behalf of the member.

What is identity monitoring? How does it work?

Identity monitoring takes a more active approach. It not only focuses on credit reports but broadens the security sweep to account for name, birth date, address, email, driver’s license, Social Security number and more. Think of it as a security system for the whole office building, with security officers at every door and window.

Top-notch identity monitoring programs will check national databases for suspicious activity, watch out for questionable transactions and ultimately try to keep the member informed with real-time alerts about a data breach or fraudulent act. Touch points could even include scanning criminal record databases, sex offender registries and public records.

Identity monitoring can also give people peace of mind about their biggest worries: More than 70% of consumers are concerned about their Social Security number, credit card, insurance and driver’s license number, while less than 60% are concerned about their credit score and transaction history. People want more protection than what’s offered by credit monitoring alone, and identity monitoring is the answer.

What is the difference?

One major difference between identity monitoring and credit monitoring is accuracy. The all-inclusive nature of identity monitoring allows for a more accurate assessment of susceptibility to identity theft. For example, credit monitoring may not detect problems like tax fraud or medical identity theft because credit reports don’t necessarily show those types of information. Because identity monitoring is more robust, it can discover anomalies and provide protection for more than the financial aspects covered by credit monitoring.

Simply put, identity monitoring provides more coverage than credit monitoring.

For more information, visit clcidprotect.com.