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Privacy Policy

Welcome to insurancethoughtleadership.com (the “Site”). We have created this Privacy Policy in order to set forth the principles governing our information-gathering and dissemination practices in connection with the Site, including but not limited to such activities as the offering for sale of services and merchandise, as well as forums, chat rooms, personal profile pages, product reviews, article commentary, blogs, RSS feeds, newsletters and eCommerce, among other offerings (the “Web Site Activities”). insurancethoughtleadership.com has a strong commitment to the privacy of our Site’s users. Please note that this Privacy Policy applies only to information collected through the Sites and not to information collected offline or to information you may provide to any third-party sites to which one or more of our Sites may link, except as expressly provided herein.

What information do we collect?
We collect information from you when you subscribe to our newsletter, respond to a survey or fill out a form.

When ordering or registering on our site, responding to a survey, or filling out a form, as appropriate, you may be asked to enter your name, e-mail address or phone number. You may, however, visit our site anonymously.

What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:

1. To personalize your experience (your information helps us to better respond to your individual needs

2. To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)

3. To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)

4. To administer a contest, promotion, survey or other site feature

5. To send periodic emails

Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.

Do we use cookies?
Yes. Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.

We use cookies to understand and save your preferences for future visits, keep track of advertisements and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Childrens Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Data Protection Act and GDPR

For the purpose of the Data Protection Act (The Act), the Personal Data Act (523/1999) 10§ and 24§ and GDPR (679/2016) Articles 13, 14 and 30, the data controller is Insurance Thought Leadership, Inc. (“ITL” or “we”), a California corporation, 990 Reserve Dr., Suite 120, Roseville, California, USA.  Joe Estes is the person in charge of data files and may be contacted at privacy@Insurancethoughtleadership.com.

ITL’s Privacy Policy concerns the following categories of data subjects (generally “you”):

  • persons who use the Websites and any service (generally herein the “Services”) provided for by ITL as described in or accessed through the Websites (including, but not limited to the Group functionality and the Events functionality as accessed through IE).
  • persons who are employed by ITL or seek employment from ITL; and
  • other persons who contact ITL via email or through the service.

The data files concerning you may contain the following categories of personal data:

  • contact information, such as full name, address, phone numbers and e-mail addresses;
  • data about your device, such as information about the device you use, the type of your device, your IP-address and various diagnostic data;
  • if you use your device to connect to a third-party service, such as Facebook, Twitter or LinkedIn, we may, with your consent, collect data you provide to this particular third-party, such as your contacts, calendar entries, photos, log in information and such like data you give to this particular third-party service; and
  • possible other information gathered with you’s consent.
  • user information, such as username, password and other unique identification browsing, search information and other information concerning your use of our services;
  • information regarding the customer relationship, such as billing and payment information, product-, service- and ordering information, information regarding customer feedback, contacts and cancellation;
  • user-generated data, such as messages, photos, videos, searches etc.;
  • location information, such as GPS-coordinates, data of your wireless connection (SSID) and strength of your Wi-Fi signal; and
  • user information, such as username, password and other unique identification browsing, search information and other information concerning your use of our services;
  • personal identification numbers;
  • nationality, age, gender, title or profession and mother tongue;
  • employment history; and
  • any other information provided by any person contacting us or using the Website or a Service.

The personal Data we obtain relative to you, can be handled for the following purposes:

  • customer service;
  • for improving our user experience;
  • to enable us to comply with our legal and regulatory obligations; and
  • analysis and statistics.
  • management and development of the customer relationship; and
  • marketing, market surveys and studies.
  • management and development of the employee and jobseeker relationships; and
  • management of contacts and other related matters.

We have the right to process personal data relative to you, based on the consent from you, which is hereby given, to collect, hold, manage and use such personal data as described herein and in the User Agreement (which is, as the same may be amended from time to time, incorporated herein by this reference), the performance of a contract in which you act as the contact person of any entity on whose behalf you use the Website or Services, and any legal obligation to which the controller is subject. We do not allow the use of our Services and Websites by anyone younger than 16 years old. If you learn that anyone younger than 16 has unlawfully provided us with personal data, please contact us. We will take steps to delete such information.

Information relative to you is and will be regularly gathered:

  • from you, whether inputted by you, or gathered from via phone, internet, e-mail or in other similar fashion;
  • with cookies and other similar technologies;
  • from other similar private and public registries.

The controller shall not store the personal data longer than is necessary, taking into consideration the purpose for the processing of personal data.

The recipients of personal data may consist of the following categories:

  • third parties who offer cloud services (which is currently in the United States, but could, in the future also be stored elsewhere);
  • third parties who offer analytics, accounting and auditing services;
  • third parties who help ITL to fulfill its legal obligations; and
  • other users of ITL’s Websites and Services.

You always have the right to (i) inspect, revise, delete and enhance the personal data you provide or find has been gathered relative to you, and (ii) rectify any inaccurate and incomplete personal data.

After providing ITL with adequate and necessary information, you have the right to know what, if any, data the controller has stored relative to you. While providing the requested information to you, the controller must also inform you of ITL’s regular sources of information, what are the personal data is used for and who has access to such personal data.  You can request the controller to erase the personal data concerning you, if:

  • the personal data are no longer necessary in relation to the purposes for which they were collected or otherwise processed;
  • you withdraw consent;
  • the personal data have been unlawfully processed; or
  • the personal data have to be erased for compliance with a legal obligations.

If the controller does not accept your request to rectify or erase the personal data, it must give a decision of the matter to you in a written form. The decision must include the reasons for which the request was not granted. You may always refer any matter to the relevant and jurisdictionally appropriate authorities if you believe we have infringed on your rights with respect to your personal data.

In connection with mergers, acquisitions or divestiture of all parts of ITL’s business, the acquiring entity, as well as its business partners will obtain access to data managed by ITL, and this may include personal data. In the aforementioned case, such external parties will enter into a non-disclosure agreement with ITL, which covers the potential disclosure of personal data.

ITL uses all reasonable efforts to maintain physical, electronic, and administrative safeguards to protect personal information from unauthorized or inappropriate access, but ITL notes that the Internet is not always a secure medium. ITL restricts access to information about you only to the personnel of ITL that need to know the information and to users of the Websites and Services as generally described on the Websites or in response to inquiries or requests made by you.

Terms and Conditions
Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at

Your Consent
By using our site, you consent to our privacy policy.

Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below.

This policy was last modified on December 31, 2010

Contacting Us
If there are any questions regarding this privacy policy, you may contact us using the information below.

insurancethoughtleadership.com

720 Providence Road

Malvern PA 19355

USA