Vijay Padmanabhan, Author at Insurance Thought Leadership



Vijay Padmanabhan

Vijay Padmanabhan

Vijay Padmanabhan is vice president of marketing at AIR Worldwide, which provides catastrophe risk modeling solutions that make individuals, businesses and society more resilient.

AIR founded the catastrophe modeling industry in 1987 and today models the risk from natural catastrophes, terrorism, cyber attacks and pandemics globally. Insurance, reinsurance, financial, corporate and government clients rely on AIR’s advanced science, software and consulting services for catastrophe risk management, insurance-linked securities, site-specific engineering analyses and agricultural risk management.

Recent Articles by Vijay Padmanabhan

Real Reason for the Protection Gap

For several years, AIR has written about, presented about and created infographics around the problem of the “protection gap”—the difference between economic losses from extreme events and what is actually covered by insurance. For the most part, our discussions have focused on the macro-level issues of global (re)insurers and governments, catastrophe models and data. However, to […]

Why Warren Buffett Is Surely Wrong

The Berkshire Hathaway annual report is one of my favorite reads. I always find a mountain of wisdom coupled with humility from one of my mentors, Warren Buffett. He doesn’t know he’s my mentor, but I treat him as one by reading and reflecting on what is in these annual letters. I would recommend you […]

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  • Disaster Planning & Recovery
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