Teresa Scharn is vice president, product development personal lines at Nationwide.
She has worked in the property and casualty insurance industry for over 25 years, over 20 of them with Nationwide. She has experience in both staff office and field roles in pricing, underwriting, strategy, product management and product development. While she has extensive experience in personal lines, Scharn also has several years of commercial lines pricing and product experience.
She currently leads the team responsible for the development of innovative products for all personal lines that are technology-driven or pricing segmentation advancements. In this role, Scharn leads program development for Nationwide’s industry-leading SmartRide and SmartMiles UBI programs, Nationwide’s smart home programs and other programs focused on mobility changes.