Kathleen Denier is responsible for TransUnion’s DriverRiskSM product development and quality. Denier is a chartered property casualty underwriter (CPCU) and has over eight years of insurance industry experience in various functions, including operations, underwriting and product management.
It’s not hard to see how drivers with histories of driving violations pose a higher risk to insurers. However, there may be another side to the story that isn’t immediately captured: A considerable portion of major driving offenses are dismissed or downgraded in the U.S. court system. Today, 80% of drivers have access to programs […]