James Twining, Author at Insurance Thought Leadership




James Twining

James Twining

James Twining is the chief executive of specialist broker the Kingsbridge Group. He is a former board director and group commercial director of the JLT Group, having previously worked at McKinsey and as an entrepreneur and an investment banker. He has also served as a senior adviser to McKinsey and as an operating partner for Corsair Capital.

Recent Articles by James Twining

Marsh/JLT: What Happens Next?

With the E.U. having approved the deal, only one question remains: Just how much of a train wreck will the Marsh/JLT merger be? Before answering that question, however, it is first worth understanding the circumstances that led to the deal happening in the first place. Let’s clear one thing up straight away. The one thing this deal […]

End for the London Wholesale Market?

In December, NASA’s spacecraft OSIRIS-Rex landed on the surface of Bennu 101955, a large asteroid. Scientists believe that it could one day strike the Earth, should gravitational interaction between the two bodies, during a close approach in 2060, cause it to change its trajectory. The energy released by the impact would be 80 times more powerful […]

Has Insurtech Jumped the Shark?

On Sept. 20, 1977, Happy Days broadcast its season five premiere. The central characters visited Los Angeles and, having had his bravery questioned, Fonzie took to the water (still wearing his leather jacket, of course) on water skis. And jumped over a shark. Even at the time, the scene was immediately seen for what it […]

Why Aren’t Brokers Vanishing?

The Loch Ness Monster. Area 51. The grassy knoll. To the list of the world’s great unsolved mysteries can be added a further conundrum — the continued success of the insurance broker. For years, traditional brokers have labored under the Sword of Damocles that is disintermediation, be it from direct players, comparison sites or even […]

Do We Even Need Insurers Any Longer?

Voltaire once said that “if God did not exist, it would be necessary to invent him.” Could you say the same about insurers today, I wonder? It is striking that, as organizations have sought to come to terms with the pace and scale of change now confronting them, the story of Kodak’s rapid decline from […]

Is It Time to End the Annual Policy?

Is there anything more emblematic of the largely antediluvian state of the insurance market than the concept of the annual policy? Admittedly, there is a certain convenience for the customer only having to worry about his or her insurance once a year and for the insurer only having to process the relevant paperwork every 12 months. And for […]

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