Harry Huberty is chief of staff at Novarica, with experience supporting a range of insurance technology strategy projects and research. His personal research interests include the evolution of telematics and IoT in insurance.
Prior to joining the firm, Huberty worked in academic publishing at University Press of New England and in continuing legal education at Practising Law Institute.
He is completing his PhD in religious studies at Emory University. He also holds an MTS in religious studies from Harvard Divinity School and a BA in religion from Dartmouth College.
Insurers have spent the last 20 years exploring the potential of telematics with alternating curiosity, commitment and disillusionment. Last year, 8.2 million U.S. auto policyholders shared their driving data with an insurer, according to the IoT Insurance Observatory, a global think tank. Insurer participation in the telematics space has been consistent for the past several […]
Straight-through processing (STP) is becoming more common in insurance underwriting and claims, especially in personal lines, individual life and small commercial. Adoption rates in more complex lines and in claims processes remain relatively low, so STP is by no means universal across the industry. However, it’s likely to remain a priority for insurers seeking to […]
Insurers will continue to experiment with emerging technology in 2021, despite the challenges of 2020. When the COVID-19 pandemic hit, many insurers paused their 2020 innovation plans, emphasizing digital workflows and cost control at the expense of emerging technology pilots. Heading into 2021, technology priorities for many insurers, especially those in the property/casualty space, are […]
GM announced this week that it will start selling policies directly to drivers through its new OnStar Insurance program. The company will start with its employees in Arizona and plans to expand to the general public by the end of 2021. This move has gotten some attention in mainstream sources like the Wall Street Journal. […]
Thirteen years after Progressive launched Snapshot, its usage-based insurance (UBI) rewards program, telematics-based policies represent a modest part of personal and commercial lines insurance. Bullish estimates of double-digit adoption by 2020 haven’t materialized, but it’s clear that telematics-based products appeal to a need within the market. Adoption will likely continue to grow. Insurers should consider […]